Every transaction, already sorted
Search, filters and bank-native categories. In, out and net at a glance — so a month of spending reads in seconds.

ElixirFinance · Financial habit app for iOS
Net worth, budgets and an AI assistant in one dark-mode app — with a Harmony Score, daily quests and a streak that make keeping your money in order addictive.

The app
Five tabs, zero spreadsheets. Real screens from the app — no mockups.
Search, filters and bank-native categories. In, out and net at a glance — so a month of spending reads in seconds.

Per-category limits with a daily pace. Green when you’re fine, red the moment a category runs hot.

Elixir AI reads your actual transactions: “Where can I cut spending?” gets an answer from your data, never invented numbers.

The daily sort
Categories mirror the ones your bank uses, so spending arrives sorted instead of in a pile marked Other. What we’re unsure about comes to you one transaction at a time — a merchant, an amount, one tap.
Harmony Score · Gamification
We took what makes Duolingo addictive — a score, quests, streaks and levels — and pointed it at your money. Two minutes a day is enough.

Harmony Score, 0–100, is a weighted sum of five pillars: budget, savings, debt, buffer and discipline. See which one drops — know what to fix.
2–3 micro-tasks a day: categorise transactions, stay on pace, check in. Flexible — a big purchase never ruins them.
Check in daily to grow the flame. Missed a day? A freeze saves the streak — and every 7 days earns you a new one.
XP for every quest stacks into levels. Progress you can feel, not charts you forget.
Security & privacy
You should think twice before giving any app your transaction history. So here’s exactly what Elixir can and can’t do with your data.
We can never move or touch your money. Bank connections are read-only through Plaid, a regulated US bank-data network — we never see your bank login or password.
Data is encrypted in transit (TLS) and stored in an encrypted database on our own European servers — not sitting on someone’s laptop.
No ads, no trackers, no data brokers. We don’t sell your data — ever. The AI only sees your data to answer your questions.
Wipe every transaction, disconnect a bank, or delete your whole account instantly. Your data is yours to take back at any time.
Pricing
One month free with full access. After that, keep going monthly or save with annual — and earn Harmony Credits toward either renewal.
$01 month, full access
$14.99/month
As low as $7.99/month with Harmony Credits
$99/year
$79/year launch price (normally $99)
Harmony Credits
Earn Harmony Credits for check-ins, a rising score and savings actions. Monthly can be anything from $7.99 to $14.99. Annual can be anything from $49.99 to $99.
Harmony Credits are loyalty credits, not cash — they can’t be withdrawn.
Prices in USD. Applicable taxes may apply. After your free month, your plan renews automatically unless you cancel in the app before renewal. See Terms of Use for full subscription details.
FAQ
Didn’t find an answer? Email us — we reply fast. support@elixirfinance.app
It’s a single financial-health index from 0 to 100. It’s built from five pillars: Budget, Savings, Debt, Safety buffer and Discipline — each with a clear weight. The higher the Score, the healthier your financial position.
Check in every day and complete 2–3 daily quests — your streak grows. A missed day can be «forgiven» with a freeze, and every 7 days of streak earns you a new freeze (up to 2 in stock). That turns expense tracking into a stress-free habit.
Yes. Bank connections are read-only — we cannot move your money and we never see your bank login credentials. Your data is encrypted in transit and at rest, stored on European servers, and is not sold to third parties. You can disconnect a bank or delete your data at any time.
Start with a one-month free trial — full access, no charge. After the trial, the first paid month already uses Harmony Credits (not full price if you’ve earned them). Plans are $14.99/month or $99/year, as low as $7.99 or $49.99 with credits. Cancel anytime in the app before renewal.
Connect major US checking and savings accounts through Plaid, a regulated US bank-data network, or add accounts and transactions manually. Coverage is expanding over time.
No, but you’ll want to. Daily quests take a couple of minutes, and the streak and levels make it addictive. If you miss a day, a freeze saves your streak. Harmony Score is recalculated either way, even without daily check-ins.
One month free. Your first Harmony Score tonight.